The majority of employees across the United States are offered disability insurance by their employers. In fact, these plans are usually governed by the Employee Retirement Income Security Act or a federal law which is usually known by its shorter form – ERISA. Most of the employees don’t know about this law until they decide to pursue a claim. Here are what you need to know about ERISA. If an employee applies for a disability claim and the insurance provider denies the claim, the employee has the right to file a lawsuit in a federal court thanks to the ERISA law. The ERISA law applies only to the disability insurance plans offered by an employer as a part of the employee benefits package. If you buy a private disability insurance cover, this law won’t apply to those packages. An ERISA attorney is required to handle your lawsuit when you decide to file a claim in a federal court. Here are some tips to consider when choosing a reputable ERISA attorney on the market.
A disability attorney can significantly improve your chances of success when filing a claim under the ERISA law. But you should use all available resources to do some research before picking the right lawyer for the project. There are hundreds of lawyers on the market, but all of them are not specialized in dealing with ERISA cases. That is where your extensive research comes in handy. You should be doing the research properly before hiring the right lawyer for the job.
Ask the potential attorney if he or she works on contingency basis without any upfront money. There are many lawyers who would work on such terms. Disability law is a highly specialized area of law in the industry. The right candidate should have a comprehensive disability law training and relevant experience in handling ERISA lawsuits in the past. Ask the potential lawyer if he or she is a member of NOSSCR or National Organization of Social Security Claimants’ Representatives. This organization is responsible for providing ongoing training and continuing education in disability law. Make sure that you take a look at the customer feedback received by the potential lawyer before hiring him/her for the job. These are important things to look for when choosing the best disability attorney to represent your case.
The above article highlights information to consider when finding the best Employee Retirement Income Security Act or ERISA lawyer on the market.